Need an appraisal in Sacramento or Sacramento County?The top 7 reasons why California homeowners call on Allred Certified Appraisals:
At Allred Certified Appraisals, we understand the individual needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.Challenge Sacramento County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that is going down. That means you are paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Allred Certified Appraisals is your number one weapon when contesting your property tax assessment.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Allred Certified Appraisals, we're veterans in helping people just like you abolish undesirable PMI insurance.HELOC recently frozen?If your home is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Allred Certified Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property. |
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